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CREDIT CARD DEBT
Credit card debt is a mounting problem. These days, many people don't even carry around cash. They
use plastic for everything. Unlike the past, it is now possible to use credit cards for just about
every single purchase. With the Internet, there is an entirely new avenue for impulse buying and,
as a result, credit card debts are on the rise.
It may not even be a case of frivolous spending. Costs are on the rise, while income is staying on
the same level, so people can quickly go into debt just by paying for the bare necessities. Interest
payments on credit cards are designed so that debts are never paid off--people pay off the minimum
every month, meaning that very little of monthly payments goes to actual debt.
THE NEW AMERICAN WAY OF LIFE
Because living off of credit cards is a new American way of life, credit card debt is a new way of life
as well. People also tend to believe credit card debt always happens to someone else. "It could never
happen to me," is what many people tell themselves when they hear stories about the average consumer's
debt problem. Before they know it, they're $10,000 in debt, then it doubles, then it spirals out of
control. You don't need to do a lot of excessive spending to reach these kinds of numbers.
You can think of New Era Debt Solutions as the antidote to this system. There's another American pastime--haggling. That's
where we come in. We can actually renegotiate your debt. When credit card companies are confronted,
they have a tendency to quickly relent. We have a proven track record at being able to bring down your
debt through intense negotiations.
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This message is brought to you by New Era Debt Solutions. When you contact New Era Debt
Solutions we will attempt to understand your situation as you explain it to us,
and suggest possible options. By calling and providing your personal information,
you agree that your personal information may be collected and you agree that you
will perform your own due diligence in reviewing whether any option presented is
sufficient and suitable for your personal situation, comfort and risk tolerance level.
Individual results may vary based on ability to save sufficient funds, and complete all
program terms. Creditors are not required to accept settlement offers made by New Era
Debt Solutions or its servicers nor are they required to settle for less than full balance.
Program does not assume or pay any debts, promise a specific reduction in debt, or provide
legal or tax advice. Program is not available in all states. Please request, read, and
understand all program terms prior to enrollment. By providing your contact information, you other
communications from New Era Debt Solutions and its affiliates or servicers and expressly
waive any Do Not Call List preference or registration.
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