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DEBT

A sub-par debt reduction plan can be as detrimental to your credit rating as the original debt owed. Most likely, your credit rating has fallen dramatically because of large outstanding debts. You may have been delinquent on these debts for an extended period, making your credit rating sink. Our service is about helping you handle your debt in a short amount of time: three years or less.

Often with an ineffective settlement, the debtor will still owe a large amount of money with a high interest rate, so it will be difficult (if not impossible) for the debtor to pay that money off in just a few short years; instead, he or she continues to languish in debt for many years to come. We can also work out a new payment plan so you can pay off your debt more effectively. Not only will the length of the debt be shortened, but the amount of interest owed will be lessened as well.

THE SETTLEMENT SCORECARD

Even though a settlement will be factored into a credit rating, this is far less egregious than mountains of unpaid debt. In addition, it has far less of a stigma than bankruptcy. Bankruptcy shows that you gave in. A settlement shows that you took the initiative and tried to do something about it.

The idea is not to get out of debt any way you can--if that were the case, everybody would file for bankruptcy. The idea is to deal with debt intelligently and without panic. Think of it this way--even if you have a bad credit rating, it doesn't matter if you can't afford the bare necessities. New Era can help you clear your debts first and then clear your credit rating so you can retain successful control of your finances for years to come.

 
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Gerri Detweiler's 14 Questions you must ask when shopping DEBT SETTLEMENT

 
This message is brought to you by New Era Debt Solutions. When you contact New Era Debt Solutions we will attempt to understand your situation as you explain it to us, and suggest possible options. By calling and providing your personal information, you agree that your personal information may be collected and you agree that you will perform your own due diligence in reviewing whether any option presented is sufficient and suitable for your personal situation, comfort and risk tolerance level. Individual results may vary based on ability to save sufficient funds, and complete all program terms. Creditors are not required to accept settlement offers made by New Era Debt Solutions or its servicers nor are they required to settle for less than full balance. Program does not assume or pay any debts, promise a specific reduction in debt, or provide legal or tax advice. Program is not available in all states. Please request, read, and understand all program terms prior to enrollment. By providing your contact information, you other communications from New Era Debt Solutions and its affiliates or servicers and expressly waive any Do Not Call List preference or registration.

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